Find the type of loan that's best for you

Residential mortgage loans fall into three basic categories: government, conforming, and non-conforming. Within each of these categories are specific mortgage loan programs that match the needs and circumstances of qualified borrowers. Read on for a quick overview of some loan programs.

Government

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Government loans provide financing for borrowers who meet specific requirements and are backed by government agencies. 

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Conforming

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Conforming loans meet loan limits and qualifications set by the Federal Housing Finance Agency (FHFA). These mortgages are generally easier to qualify for.

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Jumbo

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The Jumbo loan, a type of non-conforming loan, is required to finance a property that is more expensive than the conforming loan limit in your county.

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Refinance

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Get a new loan to pay off your existing mortgage loan debt through a refinance loan. Do you know what refinancing could do for you?

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Home Loan FAQs

What is the most common type of mortgage?

The most common type of mortgage is a conforming conventional loan.

How many types of mortgages are there?

There are four main mortgages for homebuyers today: fixed-rate, FHA, VA, and interest-only loans.

What is the difference between loan and mortgage?

Although a mortgage is a loan, a loan is not always a mortgage. Loans can be used to meet many monetary needs, and a mortgage is a specific type of loan to purchase a home.

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