radius financial group inc.

This is important information about your privacy.

radius financial group inc. respects the confidentiality of your nonpublic personal information. It is our ongoing responsibility to ensure that it is protected. You are encouraged to read this notice in its entirety.

At radius financial group inc., one of our most important responsibilities to you, our customer, is safekeeping the confidential information you have entrusted to us and using this information in a responsible and appropriate manner. This notice will help you understand how radius financial group inc. responsibly uses and protects your nonpublic personal information. For purposes of this notice, nonpublic personal financial information means customer information that you provide to us or that is obtained by us in connection with financial products and services provided primarily for personal, family or household purposes that is not publicly available. The following is our continuing commitment to the responsible use and protection of your confidential information:

The Nonpublic Personal Information We Collect

In connection with providing financial products or services to you, we collect nonpublic personal information about you from the following sources:

Information we may receive from you on applications, disclosures, forms or documents that you provide to us – for example, your employer, your income, your accounts and balances with other financial institutions.
Information concerning your transactions with us.
Information we receive from a consumer reporting agency – such as your creditworthiness and payment history.

Cookies and Pixel Tags

A cookie is a small data file stored by your Web browser on your computer. We also use pixel tags – tiny graphic images – to tell us what parts of our Web site you have visited or to measure the effectiveness of any searches you may do on our site.

We contract with third party advertising companies to serve ads on our behalf across the Internet. To do this, they will collect anonymous information about your visits to our Web site and your interaction with our products and services. They may also use information about your visits to this and other Web sites to target advertisements. These targeted advertisements may appear on other sites that you visit. This anonymous information is collected through the use of a cookie or pixel tag – industry standard technology used by most major Web sites. No personally identifiable information is collected in this process. To opt-out of this type of messaging, please click here.

The Personal Nonpublic Information We Share, Why We Share and With Whom

radius financial group inc. limits the use and sharing of your confidential information to what we believe is necessary to provide you with the financial products or services you have requested, to provide you with exceptional customer service, to detect or prevent fraud, to make other financial products or services available, or to share with our affiliate, radius insurance group, and nonaffiliated third parties as otherwise required or permitted by law. radius financial group inc. may be required to or may share some or all of the information that we collect about you, described above, to the following third parties or for the following purposes:

To investors and other financial institutions to whom we may broker or sell our loans.
To third parties to process, assist or service a financial product or service for us that you have requested or authorized – such as appraisers, attorneys and mortgage insurance companies.
To other financial institutions with whom we have joint marketing agreements to enhance our financial product or service offerings.
To respond to a subpoena, court order or judicial process.
To our regulators and auditors.
To pursue a proposed or actual sale, merger or transfer of all or a portion of our business or operating units.

Whenever other companies or third parties provide marketing or support services on our behalf, we require them to adhere to our confidentiality and security procedures. All joint marketing and outside service provider agreements contain a confidentiality agreement requiring third parties to use the confidential information only to provide a product or service on our behalf. radius financial group inc. limits the sharing of confidential information to sharing arrangements that are exempt from customer opt-out requirements. This means the customer cannot opt-out of these sharing arrangements.

Security of Nonpublic Personal Information

We restrict access to nonpublic personal information to our employees and subcontractors who need this information to provide our products or services to you. We maintain physical, electronic and procedural safeguards that comply with applicable federal standards to guard your nonpublic personal information.

Nonpublic Personal Information of Former Customers

This notice applies to our former customers.

Changes to Privacy Notice and Practices

radius financial group inc. may choose to modify this notice at any time. We will notify customers and/or consumers of any modifications through the issuing of a new privacy notice, if required by law. radius financial group inc. privacy notice and practices.

California Disclosures

If you are a California resident and have an established business relationship with us, California Civil Code Section 1798.93 permits you to request a notice disclosing the categories of Personal Information we have shared with third parties, if any, for the third parties’ direct marketing purposes, during the preceding calendar year. To request a notice, please submit your request to the contact information provided below. California law also permits residents of California to opt-out of radius’ disclosure of Personal Information to third parties for their direct marketing purposes. You may choose to opt-out of the sharing of your Personal Information with third parties for marketing purposes at any time by submitting a request in writing to the contact information provided below. Please note that this opt- out does not prohibit disclosure made for non-marketing purposes. Read our California Privacy Notice.