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MAKING MORTGAGES BETTER.

DAMARIS FERRER

Loan Officer

NMLS #2254580

C: 508.858.1339

O: 781.742.6500

E: dferrer-ortiz@radiusgrp.com

Ya sea que esté comprando su primera casa, renovando su casa de ensueño o refinanciando, estoy aquí para ayudarle a simplificar y eliminar el estrés del proceso hipotecario. Con orientación personalizada y consejos honestos, mi objetivo es que se sienta seguro en cada paso del proceso.

At radius, we believe home financing should fit your life, not the other way around. That’s why we offer more loan options, more flexibility, and more expertise to help you buy, build, refinance, or invest with confidence. Since 1999, we’ve been making mortgages better, because we’ve seen a thing or two, and we know how to get it done.

Home Loans for Every Buyer

  • First-Time Homebuyer Loans; FHA, HomeReady®, Home Possible®, and USDA options with low or no down payment.
  • VA & Hero Programs; Special financing for military members, first responders, healthcare professionals, and educators.
  • Jumbo & Luxury Home Loans; Flexible financing for high-value properties.
  • ITIN Loans; Homeownership solutions for non-U.S. citizen borrowers.
  • Non-Warrantable Condo & Co-Op Loans; More options for condos & co-ops that don’t fit traditional guidelines.
  • Land & Construction Loans; Financing for building your dream home or purchasing land.
  • Bridge Loans; Buy before selling with short-term financing that makes your next move easier.

Financing for Investors & Business Owners

  • Commercial & Investment Property Loans; Smart financing for rental properties, mixed-use spaces, and businesses.
  • DSCR (Debt Service Coverage Ratio) Loans; Designed for real estate investors—loan approval based on rental income, not personal income.
  • Cross-Collateralization / Asset-Based Lending; Innovative solutions for high-net-worth borrowers needing liquidity.
  • Interest-Only Loans; Lower monthly payments with greater financial flexibility.
  • Bank Statement & Alternative Income Loans; Designed for self-employed borrowers, freelancers, and entrepreneurs.

Refinance & Tap Into Equity

  • Cash-Out Refinance; Convert home equity into cash for renovations, debt consolidation, or investments.
  • Student Loan Solutions; Mortgage refinancing strategies that work with your financial goals.
  • HELOCs & Closed-End Seconds; Flexible options to access your home equity without refinancing your primary loan.
  • Reverse Mortgages (HECM); Helping homeowners 62+ tap into equity for financial security in retirement.

The right loan is the one that works for YOU.

Let’s talk about your goals and find the best mortgage solution together.

No Ifs, Ands, or "Bots" About It! We believe in offering seamless insurance coverage with a hands-on approach. That’s why our agents are backed by dedicated teammates who offer unending support, from processing your application to providing ongoing service to ensuring policy renewal.

Home + Renters

Homes, headquarters, heirlooms, hamsters, we cover it all. Okay, maybe we don’t cover the last one. But our agents work hard to find the very best protection for all your valuable assets.

Auto

Whether you’re looking to insure a brand new convertible or your teenager’s first station wagon, we can help you get the exact coverage you need without breaking the bank.

Protect Your Business with Tailored Commercial Insurance

At radius insurance group, we specialize in providing small and mid-sized businesses with comprehensive commercial insurance solutions. We understand that every business is unique, which is why we offer customizable coverage to meet your specific needs. Whether you're a startup or an established enterprise, our range of policies—ranging from property and liability insurance to workers' compensation and business interruption coverage—ensures that your business is safeguarded against the unexpected.

Partner with us for reliable, cost-effective insurance designed to keep your business running smoothly and confidently. Let us help you focus on growth, while we take care of the risks.

radius financial group inc.

600 Longwater Drive, Suite 107, Norwell, MA 02061

Toll Free: 1-877-223-4800
P: 781-742-6500
F: 781-742-6501

DISTINCTIVE PROGRAMS

radius Portfolio Bridge

With the radius Bridge Loan program, you can: Access Funds When You Need Them Most: Tap into the equity of your current home to fund your new purchase without waiting for your sale to close. Buy Before You Sell: Secure your dream home on your timeline, eliminating the stress of aligning closing dates. Simplify Your Move: Take the time you need to prepare your current home for sale after you’ve moved into your new one. By combining the radius Bridge Program with our FreeFi Refinance Program, radius provides a full suite of innovative tools to make buying and selling effortless. Whether it’s locking in today’s rates, guaranteeing your offer, or bridging the transition, radius is your partner every step of the way.

radius FREEFI REFINANCE program*

Buy at today’s rates and refinance within three years if rates drop without paying qualifying costs again. Connect & learn more!

MORTGAGE CALCULATOR

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Damaris Ferrer-Ortiz

Damaris Ferrer-Ortiz - Loan Officer - NMLS #2254580 | CT, MA & RI

Employed by radius financial group inc. Corp NMLS #1846 Equal Housing Lender https://www.nmlsconsumeraccess.org/

CT 17213 MA Lender/Broker MC1846 RI Lender/Broker 20031544LL/20183611LB

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