3 Online National Homebuyer Education Courses

Buying your first home is a huge milestone and the process can seem overwhelming in the beginning. Before you begin searching for a home, it is a good idea to complete a homebuyer education course and get an overview of the process to avoid any major missteps. And if you’re hoping to take advantage of any first-time homebuyer down payment and closing cost assistance programs available, the completion of an approved first-time homebuyer course is typically required before closing on your mortgage loan. National, state, and local assistance programs can make homeownership much more achievable for prospective homeowners, so it’s definitely worth checking to see whether you’re eligible for any assistance.

First-time homebuyer education courses usually cost between $35-$99 and many are available in online formats, so you can complete one from the comfort and safety of your own home. Here are several online homebuyer education options available to prospective homebuyers:

Nation-Wide Online First-Time Homebuyer Education Programs

There are several online programs available to residents across the country that meet the guidelines for most or all first-time homebuyer assistance programs. Here are a few online courses to consider:

• Framework Online Homebuyer Course: An online course certified by the U.S. Department of Housing and Urban Development (HUD) that discusses all aspects of the home-buying process, including securing a mortgage, working with a real estate agent, placing an offer, and closing on a home. This course is acceptable for most local and national mortgage loans and assistance programs. Cost: $75
• eHome America Online Homebuyer Course: A HUD-certified online course that discusses money management and the home-buying process, with optional follow-up home counseling services. Cost: $99
• Clearpoint Credit Counseling Solutions Homebuyer Counseling and Education: An eight-hour, HUD-approved online homebuyer education course with optional counseling that can help prepare you for the mortgage process and home search. Cost: $35

All of these courses provide a solid overview of the home-buying process for first-time homebuyers, while also satisfying most down payment and loan assistance program requirements for first-time buyers.

Take the Next Step Toward Homeownership

Completion of an approved first-time homebuyer education course is a great way to kick off your home-buying journey. Connect with one of our loan officers for more tips on how to navigate the home-buying process.