A real estate agent can be your key to finding the perfect home. However, although they are endowed with a variety of valuable skills, they’re not mind readers. In order for buyers and agents to get o
The housing market in Massachusetts can be described as “very hot.” Home prices throughout the state have been rising steadily for the past few years, with a current median home value of $433,883, acc
If you’re thinking of buying a home but don’t know where to begin, you’re not alone. Many first-time homebuyers are daunted by the process. One way to make your dream of homeownership feel more achiev
The words “I’m from the government, and I’m here to help” don’t have to strike fear into your heart. For many first-time homebuyers, government-backed mortgage loans and payment programs are the ticke
Mortgages are not one-size-fits-all. If you don’t fit the description of the typical borrower, a non-qualified mortgage (QM) might be your answer to financing a home.
Having your offer on a house accepted is certainly something to celebrate, but it’s not time to pop the champagne just yet. When you see the term “sale agreed,” it means the seller has accepted the bu
Adjustable-rate mortgages (ARMs) may not have the best reputation, but there are many pros and cons to choosing this home financing option. An ARM is a mortgage with an interest rate that changes at s
Thinking about financing a second home or investment property? The Fannie Mae investment property and second home guidelines can be tricky to understand. Each type of loan varies in terms of minimum d
Everyone could use a bit of help now and again, and first-time homebuyers are no exception. The Department of Housing and Urban Development (HUD)—which oversees government programs that help Americans
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