Although it is not a requirement, a mortgage pre-approval has many benefits, including saving time and giving you an edge over buyers who haven’t been pre-approved. Because the pre-approval process re
If you are interested in buying a home, some aspects of the process might be familiar to you—such as down payment and monthly payments—whereas others might be less so. In particular, interest rates te
Now that you’ve begun the home-buying process, you have likely been advised by a friend or two that you should get pre-approved for a mortgage. Although this is not technically a required step in the
Credit scores are an essential factor to consider for those interested in purchasing a home. The better your score, the more likely you are to attain a mortgage with an attractive interest rate. Those
As one of the most important and accurate ways to measure financial health, a credit score predicts how likely you are to pay off a loan. Your credit score is determined by many factors, including cur
Change is inevitable in the home-buying process. It can happen quickly and have a great effect. Maybe the local housing market takes a dip, or you experience an unexpected cost that reduces your down
The home-buying process often feels like it’s filled with an endless number of steps, which can be equally exciting and intimidating. Although identifying your must-have features in potential homes an
While it’s true that credit scores are one of the first things lenders check, if you’re someone with bad credit, don’t lose hope. A credit score is not the end-all of your journey toward purchasing yo
The United States Department of Agriculture (USDA) authorized the Section 502 rural home loan—also referred to as USDA home loan—to encourage families to migrate from metropolitan areas and build up r
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