At radius, we believe home financing should fit your life, not the other way around. That’s why we offer more loan options, more flexibility, and more expertise to help you buy, build, refinance, or invest with confidence. Since 1999, we’ve been making mortgages better, because we’ve seen a thing or two, and we know how to get it done.

Home Loans for Every Buyer

• First-Time Homebuyer Loans; FHA, HomeReady®, Home Possible®, and USDA options with low or no down payment.
• VA & Hero Programs; Special financing for military members, first responders, healthcare professionals, and educators.
• Jumbo & Luxury Home Loans; Flexible financing for high-value properties.
• ITIN Loans; Homeownership solutions for non-U.S. citizen borrowers.
• Non-Warrantable Condo & Co-Op Loans; More options for condos & co-ops that don’t fit traditional guidelines.
• Land & Construction Loans; Financing for building your dream home or purchasing land.
• Bridge Loans; Buy before selling with short-term financing that makes your next move easier.

Financing for Investors & Business Owners

• Commercial & Investment Property Loans; Smart financing for rental properties, mixed-use spaces, and businesses.
• DSCR (Debt Service Coverage Ratio) Loans; Designed for real estate investors—loan approval based on rental income, not personal income.
• Cross-Collateralization / Asset-Based Lending; Innovative solutions for high-net-worth borrowers needing liquidity.
• Interest-Only Loans; Lower monthly payments with greater financial flexibility.
• Bank Statement & Alternative Income Loans; Designed for self-employed borrowers, freelancers, and entrepreneurs.

Refinance & Tap Into Equity

• Cash-Out Refinance; Convert home equity into cash for renovations, debt consolidation, or investments.
• Student Loan Solutions; Mortgage refinancing strategies that work with your financial goals.
• HELOCs & Closed-End Seconds; Flexible options to access your home equity without refinancing your primary loan.
• Reverse Mortgages (HECM); Helping homeowners 62+ tap into equity for financial security in retirement.

The right loan is the one that works for YOU.

Let’s talk about your goals and find the best mortgage solution together.

The right loan is the one that works for YOU!

• First-Time Homebuyer Loans; FHA, HomeReady®, Home Possible®, and USDA options with low or no down payment.
• VA & Hero Programs; Special financing for military members, first responders, healthcare professionals, and educators.
• Jumbo & Luxury Home Loans; Flexible financing for high-value properties.
• ITIN Loans; Homeownership solutions for non-U.S. citizen borrowers.
• Non-Warrantable Condo & Co-Op Loans; More options for condos & co-ops that don’t fit traditional guidelines.
• Land & Construction Loans; Financing for building your dream home or purchasing land.
• Bridge Loans; Buy before selling with short-term financing that makes your next move easier.
• Interest-Only Loans; Lower monthly payments with greater financial flexibility.
• Bank Statement & Alternative Income Loans; Designed for self-employed borrowers, freelancers, and entrepreneurs.

The right loan is the one that works for YOU!

• Cash-Out Refinance; Convert home equity into cash for renovations, debt consolidation, or investments.
• Student Loan Solutions; Mortgage refinancing strategies that work with your financial goals.
• HELOCs & Closed-End Seconds; Flexible options to access your home equity without refinancing your primary loan.
• Reverse Mortgages (HECM); Helping homeowners 62+ tap into equity for financial security in retirement.

Take advantage of today’s market and know you have a built-in plan to refinance for free if rates drop.

• Buy Your Home Now. Don’t let today’s rates stop you from moving forward.
• Watch the Market. If rates drop, you’re covered.
• Refinance with FreeFi. Within 3 years, refinance with us and we’ll cover your qualifying closing costs.

*For qualified borrowers only. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

The right loan is the one that works for YOU!

• Commercial & Investment Property Loans; Smart financing for rental properties, mixed-use spaces, and businesses.
• DSCR (Debt Service Coverage Ratio) Loans; Designed for real estate investors—loan approval based on rental income, not personal income.
• Cross-Collateralization / Asset-Based Lending; Innovative solutions for high-net-worth borrowers needing liquidity.
• Interest-Only Loans; Lower monthly payments with greater financial flexibility.
• Bank Statement & Alternative Income Loans; Designed for self-employed borrowers, freelancers, and entrepreneurs.